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  Home & Family Finance Resource Center

101: What's It Worth to Cut Back My Spending?

January 8th, 2019

Big trees from little acorns grow. A journey of a thousand miles begins with one step. And a major savings goal begins with routine decisions and sacrifices.

And they do add up. To see just how much, use this calculator to help you set achievable financial goals. Then talk to the people at your credit union about using payroll deduction and savings options to reach your goals.

Your age      
Your age at retirement      
Yield your money earns %
Federal & state tax rate %

These are only suggestions. Use them or type in other ways to reduce spending each month.

By I can save $
By I can save $
By I can save $
By I can save $
By I can save $
By I can save $


Provision of this calculator is not an offer of credit. Its use in no way guarantees that credit will be granted. This calculator is solely for informational purposes and provides reasonably accurate estimates; the calculations are not intended to be relied upon as actual yield computations.





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