Citizens Federal Credit Union

Practical Ways to Save Money

by Michelle M. Haas-Dosher, CCUFC / February 8th, 2016


When you’re on a mission to save money it might seem like it will take forever for savings to grow. Saving money often starts with changing “spending” habits. Here are some ideas that can help:

Get cooperation from partner first

Controlling spending starts with you but, if you have a spouse or children, it’s essential to have buy-in from family members to make it work.

Talk with your partner first, then involve your kids in age-appropriate ways. Discuss money management as a couple—get organized, put goals and details in writing, and schedule a money management meeting. Also:

Involve your kids

Once you and your partner are on the same path, involve your children:

Control living expenses

We often accept expenses as they are without trying to change them. Here are some areas where, with just a little work, you might be able to reduce your bills:

Your credit union can help

The professionals at your credit union can help you—and your family—get on track with saving:

Give yourself credit for your progress and accept that reducing spending and increasing savings will be a lifelong effort. But it also pays lifelong dividends.



NCUA Equal Housing Lender
Printed Saturday, April 20, 2019

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