Central Credit Union Of Illinois

To Build Credit, Check Your Score

by Laura Varela / July 9th, 2020

Getting and maintaining a good credit score is one adulting skill really worth learning. Half of college students don’t check their credit score. Some don’t have one to check—about 20% of people between the ages of 18 to 22 don’t have a credit score, according to credit rating company VantageScore. 

A credit score is a three-digit number ranging from 300 to 850 that helps lenders, landlords, or potential employers assess your credit risk. It’s generated by information in your credit report from each of the three major credit bureaus: Experian, TransUnion, and Equifax. 

Your score is one of the most important numbers tied to your financial name. Whether you’re applying for a loan, buying a house, determining interest rates, or even job-searching, your credit score carries serious weight. 

To learn more about your credit score and give it a boost, understand: 

More ways to boost your score:

Earning a good credit score and keeping it above 700 is a seriously good life skill to learn and will make adulting a little easier.


NCUA Equal Housing Lender
Printed Tuesday, January 18, 2022

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