Financial Resource Center

Snap Survey

To live only on cash, 22% of respondents to a National Foundation of Credit Counseling (NFCC) online poll said they would have to make significant lifestyle changes. 

"Credit should be used as a convenience, not to supplement income," says Gail Cunningham, NFCC spokesperson.

How about you? Complete this statement:
If I had to live on a cash basis—the money that comes in every month—I:

Would be able to maintain my lifestyle.
Would make some changes, but basically be fine.
Would have to make significant lifestyle changes.
Could not make ends meet without using credit.

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